Distracted Driving: It’s not just about Cell Phones and Texting

distracted-driverTalking and texting on cell phones are the most frequently talked about concerns involving accidents and distracted driving, with texting now taking the lead over concerns about drivers who talk on their cell phones while operating a vehicle.

Among the concerns that cell phone use raises is that drivers often become so focused on the conversation they’re having that it distracts them from attention to the road. Several research studies have found that even intense listening on a cell phone can impair driver attention on the road. Cell phone use, even with a hands-free device, can create a situation where drivers develop a potentially lethal form of tunnel vision that creates what researchers called inattention blindness.

Researchers found that inattention blindness slows driver reaction time by 20 percent and that some tests subjects missed half the red lights they encountered in simulated driving.

They reported that the research subjects took in a reduced amount of information while on the phone. They missed things like swerving cars and sudden lane changes, which resulted in several simulated rear-end collisions.

Texting Takes Over As Bad Driver Behavior

Texting on cell phones is now considered an even more serious problem than talking on a cell phone, because it requires looking down at the message the sender is creating while moving fingers that should be on the steering wheel. In addition to not looking where they are going, text message senders are usually focused on their message—not on their driving. Experts tell us that taking your eyes off the road for even one to two seconds can make the difference between avoiding a crash and causing one.

Texting is a particularly serious concern because while 20 percent of drivers admit to texting, when you look at drivers in the age 18-24 year old category, 66 percent are sending or receiving text messages while driving. Add the distraction of text messaging to young driver inexperience and you’ve got a particularly lethal combination.

Currently only a few states outlaw texting while driving, fewer than those that prohibit talking on cell phones when driving, but more states are looking at making it illegal in the wake of a series of spectacular crashes with deadly results.

There’s no doubt having a cell phone with you when you travel is a great resource to use in calling for help or reporting trouble on the road. But whether you use a handhe phone or a hands free device, researchers and safety specialists agree that the only really safe way to use your phone—whether to call or to text message—is to safely pull off the road, stop and then make your call.

Stay safe wherever you choose to go on the road. Your safety is number one to us. For peace of mind on the road, contact Long’s Insurance Agency to talk about an auto insurance policy.

Stay Safe on the Roads This Memorial Day Holiday

TrafficStay safe by sharing the road

We have all encountered scenarios in which other drivers make us shake our heads. People often are quick to accuse other drivers of being reckless, but if pressed, they may admit to sometimes driving recklessly themselves. If unsafe driving is everyone’s problem, what is the solution?

Our safety professionals have put together three tips that can help make sharing the road safer while getting from point A to B.

Assume you are invisible
It can be easy to assume everyone else on the road is paying attention, following traffic laws, and can see you clearly. However, that is not always the case. Next time you are expecting another driver to respect your right-of-way or let you merge into another lane, do not assume they are on the same page.

Avoid competitive driving
Whenever you are on the road, resist the urge to drive competitively. Instead, go with the flow and drive defensively. See yourself as part of a community of drivers – all trying to get to your destinations safely. Your improved driving behavior may rub off on others and help create safer conditions for everyone on the road.

Control your emotions
It may be easy to react to aggressive driving by becoming aggressive yourself. But taking the high road is often the best route. Someone cuts you off? Take a deep breath and just let it roll off your back.

Here are some ways to help prevent your emotions from getting the best of you on the roadway:

  • Be patient when traffic delays slow you down.
  • Keep a safe following distance behind other vehicles. You never know when someone may stop short.
  • Avoid confronting aggressive drivers—be polite and courteous, even if others are not.
  • Use your turn signals and leave plenty of room when turning or changing lanes.

Contact Long’s Insurance Agency today for all of your auto insurance needs…  A free no hassle quote will give you strong peace of mind that you are protected on your next road adventure.  Contact us Today!!

 

Source: Travelers

What to do At the Scene of an Accident

Car accident

What to do At the Scene of an Accident

When you have been in a car accident, there are a few things that you need to do at the scene.  Here are three main things will help you and the parties who were involved in the accident.

1. The first thing you should do is check to see if everyone is okay.  If you are experiencing trouble moving, you need to be as still as possible and try not to push yourself to move or do anything else until help arrives. Pushing yourself to move could cause extreme damage to your body.

2. You will need to set up cones around the accident site.  These cones will alert oncoming traffic and let them know that they need to be cautious.  These cones will also let emergency teams know where the accident is where they need to stop.

3. Make sure that you get each party that was involved in the wreck to provide you with their insurance information.  It is important that you do not discuss who was or was not at fault for the accident.  Gather as much information as you can about their auto insurance.

For more information regarding auto insurance and the steps that need to be taken after a car accident has occurred in the Colorado area, give Long’s Insurance Agency a call today!

 

Source: State Auto

Boat Winterization

Boat WinterizationTucking your boat in for the winter?

 For boat enthusiasts everywhere, the end of boating season can be disappointing because on-the-water adventures are about to come to an end and the task of winterization is about to begin.

As you know, taking the time to protect your watercraft through the winter requires an investment of time, labor and money. While winterization is an absolute imperative that can help prevent irreversible damage, think of the process not as a chore, but a chance to dream about next spring when you’ll be ready to go afloat on Carter Lake again.

To help you get started, we at Long’s Insurance Agency have compiled two essential steps to follow.

1. Find the best storage place indoors or outdoors

  • If possible, find a place to have your boat spend the winter out of water and well out of the way of inclement weather.
  • If you are storing your boat outdoors, check on the level of security. For example: Is there security personnel on duty? Is it a locked facility?
  • And if your boat will be exposed to the elements over the winter, make sure it is shrink-wrapped by a professional.

2. Be thorough in winterizing or find a pro

If you’re a do-it-yourselfer, the steps to winterizing your boat can be easily found via many online resources.

Your boat’s owner’s manual also could be a great help, as most will include detailed winterization instructions.

Regardless where you get the details, you will ensure a better start come next boating season if you follow a comprehensive checklist now to get your boat ready for winter.

If you’re opting out of the do-it-yourself category and instead trusting the pros, you’ll want to find a shop that specializes in winterization. Get an appointment well in advance of the assault of inclement weather. To find the best option, consider getting a reference from a fellow boating enthusiast.

Regardless of how you choose to prepare your prized watercraft for the frigid days of winter, we at Long’s Insurance Agency hope you enjoy the cooler season as you await the return of spring!

Contact Us!

We can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 720-684-6012 or send us a note at info@longsinsuranceagency.com. We want to help you meet your goals, and make sure what’s important to you is protected!

 

Content provided by Safeco Insurance